Terms of service

How Ignition Benefits protects and uses your data

Ignition Benefits Terms of Use

Effective Date: March 16, 2026 Last Updated: March 16, 2026

The ignitionbenefits.com website, its subdomains (including get.ignitionbenefits.com, start.ignitionbenefits.com, app.ignitionbenefits.com, and my.ignitionbenefits.com), and all associated services, software, and content (collectively, the "Website") are owned and operated by Ignition Benefits LLC ("Ignition Benefits," "our," "us," "we"), a company with its principal place of business in California. Ignition Benefits has adopted this Terms of Use Agreement ("Agreement") to inform you ("User(s)") of your rights and duties when using the Website. If you do not agree with the terms and conditions of this Agreement, you are expressly prohibited from using the Website and must discontinue your use immediately.

PLEASE READ THIS AGREEMENT CAREFULLY BEFORE ACCESSING OR USING THE WEBSITE AND ASSOCIATED SERVICES. BY ACCESSING OR USING THE WEBSITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT. THESE TERMS CONTAIN AN ARBITRATION AGREEMENT AND WAIVER OF JURY TRIAL. PLEASE READ THEM CAREFULLY.

IGNITION BENEFITS MAY, FROM TIME TO TIME, AND RESERVES THE RIGHT, IN ITS SOLE AND ABSOLUTE DISCRETION, TO MODIFY, LIMIT, CHANGE, DISCONTINUE, OR REPLACE THE WEBSITE OR THIS AGREEMENT. IN THE EVENT IGNITION BENEFITS MODIFIES, LIMITS, CHANGES, OR REPLACES THE WEBSITE OR THIS AGREEMENT, YOUR USE OF THE WEBSITE AFTER SAID MODIFICATION, LIMITATION, CHANGE, OR REPLACEMENT CONSTITUTES YOUR MANIFESTATION OF ASSENT TO THE MODIFICATION, LIMITATION, CHANGE, OR REPLACEMENT.

Definitions

As used in this Agreement:

  • "Account" means a Registered User's account with the Website.
  • "Registered User(s)" means Users who have created an account to use and access the Website.
  • "Service(s)" means all services provided by Ignition Benefits, including but not limited to benefits analysis, assessment tools, quoting, advisory consultations, onboarding, plan administration, and brokerage services.
  • "User(s)" means all individuals that visit the Website, including Registered Users.
  • "You / Your / You're" means Users.

About the Website

Ignition Benefits is an online platform that provides users with employee benefits analysis, quoting, advisory, and brokerage services. The platform enables employers, HR professionals, and business owners to assess their current benefits programs, receive plan recommendations, obtain insurance quotes, and onboard with benefits plans — all through a streamlined digital experience supported by licensed benefits advisors.

NEITHER IGNITION BENEFITS NOR THE WEBSITE IS INTENDED TO PROVIDE LEGAL, TAX, OR FINANCIAL ADVICE. IGNITION BENEFITS IS NOT A FINANCIAL PLANNER, TAX ADVISOR, OR ATTORNEY. Ignition Benefits is a licensed insurance brokerage and benefits advisory firm. The information, analysis, scores, and recommendations provided through the Website are for informational and advisory purposes and should not be construed as guarantees of coverage, savings, or outcomes. Actual plan options, pricing, and coverage are subject to carrier underwriting and approval.

Warranties and Representations

You warrant and agree that you have the right and legal capacity to enter into this Agreement and to adhere to its terms and conditions. You warrant that you are a human individual that is eighteen (18) years of age or older. You warrant that you are not prohibited from assenting to this Agreement by any preexisting agreement.

You warrant and represent that any and all information that you provide to Ignition Benefits and the Website is accurate and valid, including but not limited to company information, employee census data, and current benefits plan details. You acknowledge that inaccurate information may result in inaccurate analysis, scores, quotes, or recommendations. You agree to comply in good faith with the terms of this Agreement.

You will not use the Website in any way that violates the rights of third parties, and you agree to comply with any and all applicable local, national, state, provincial, and international laws, treaties, and regulations. Given the global nature of the Internet, you agree to comply with all laws and rules where you reside or where you use the Website. The Website is operated in the United States and Ignition Benefits makes no representation that its Website or services or products are appropriate, lawful, or available for use in other locations.

Beta Features

Ignition Benefits may, from time to time, offer access to features or portions of the Website that are classified as Beta. Ignition Benefits makes no representations that a Beta version will ever be made generally available and reserves the right to discontinue or modify a Beta version at any time without notice. Beta features are provided AS IS, and may contain bugs, errors, or other defects. Your use of a Beta feature is at your sole risk.

Ownership of Website and License

You acknowledge and agree that Ignition Benefits is the owner of, or has rights in and to, the Website and its associated software and content, including but not limited to all intellectual property rights inherent therein. The Website is protected by all applicable laws, intellectual property or otherwise, and you are expressly prohibited from using the Website for any purposes not explicitly stated in this Agreement.

Specifically, and except where otherwise allowed under this Agreement, you are prohibited from framing, scraping, aggregating, hacking, reverse engineering, crawling, reproducing, preparing derivative works of, distributing, performing publicly, or displaying publicly the Website, whether in whole or in part, without the prior written consent of Ignition Benefits.

Ignition Benefits hereby grants you a limited, non-exclusive, non-sublicensable, royalty-free, non-assignable, and revocable license to use the Website for its customary and intended purposes. Violation of the terms of this Agreement or use of the Website outside of its customary and intended purposes will result in the termination of this license. This license is revocable at any time, and any rights not expressly granted herein are reserved to Ignition Benefits.

Intellectual Property

All trademarks (common law or registered) and copyrights (common law or registered) displayed on this Website are the property of their respective owners. All Ignition Benefits marks are the property of Ignition Benefits LLC, including but not limited to IGNITION BENEFITS and all Ignition Benefits logos. The Website, including its look and feel, color selections, layout, and arrangement, is the trade dress of Ignition Benefits. You are prohibited from using Ignition Benefits' trademarks, service marks, and trade dress, or any colorable imitation thereof, without the prior written consent of Ignition Benefits.

Use of Website and Your Responsibilities

You may only use the Website pursuant to the terms of this Agreement. You understand that the Website is subject to change and may be modified at any time without notice. Users are solely responsible for their use of the Website and shall abide by, and ensure compliance with, all laws in connection with use of the Website, including but not limited to laws related to insurance, privacy, data protection, and intellectual property.

An email address is required to create an account and use certain features of the Website. Through your Account, you will be able to view, change, or delete information from your Account.

You have a duty to ensure that the information provided through the Website and within your Account is truthful, current, complete, and accurate. You understand and agree that you have an ongoing duty to update and keep current the information provided through the Website if and when that information changes. You are expressly prohibited from providing information that impersonates another person, contains offensive or obscene language, or otherwise violates the rights of a third party.

If you submit employee data, census information, or other organizational data through the Website, you represent and warrant that you have the necessary authority, consent, and legal basis to share such data with Ignition Benefits for the purposes of benefits analysis, quoting, and brokerage services.

Registered Users agree to keep their Account secure from unauthorized access. Registered Users should not reveal their passwords, magic links, or login credentials to others. Registered Users agree that they alone are responsible for their Account and all associated activities. In the case of unauthorized access to a Registered User's Account, you agree to contact Ignition Benefits immediately.

Registered Users may cancel their Account by contacting Ignition Benefits. If a Registered User cancels their Account, Ignition Benefits is under no obligation to preserve their data beyond what is required by applicable law or regulation, and will not be responsible for any loss of data. Ignition Benefits recommends that Registered Users maintain their own backup of information submitted to the Website.

Ignition Benefits reserves the right to restrict access to, monitor, suspend, disable, or delete Users' information at any time, in its sole discretion, and without prior warning.

Electronic Communications

Visiting the Website or making any contact to Ignition Benefits or through the Website to third parties shall constitute electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email and on the Website, satisfy any legal requirement that such communications be in writing.

Document Signing

Certain services offered through the Website may require electronic signatures on documents such as Broker of Record letters, letters of authorization, or other enrollment and onboarding documents. By using our electronic document signing features (powered by DocuSeal or similar providers), you consent to conduct these transactions electronically and agree that your electronic signature carries the same legal weight as a handwritten signature under the Electronic Signatures in Global and National Commerce Act (E-SIGN Act) and applicable state law.

Pricing and Payment

Ignition Benefits primarily earns revenue through commissions paid by insurance carriers. Where applicable, any fees for additional services or products are subject to change without notice. We reserve the right at any time to modify or discontinue any products or services without notice.

When making a purchase on the Website, payments are processed through a third-party payment processor, Stripe. By utilizing Stripe, you are agreeing to their separate Terms of Service found at https://stripe.com/legal/consumer.

You understand and agree that Ignition Benefits will not be held liable for any User's failure to complete a transaction entered into through the Website.

User Generated Content

Users may submit content to the Website, including but not limited to text, documents, data files, photos, and other materials (collectively, "User Generated Content").

Except as otherwise licensed herein, you own all rights in and to your User Generated Content. By submitting User Generated Content to the Website, you grant Ignition Benefits a non-exclusive, royalty-free, worldwide license to use your User Generated Content for the customary and intended purposes of the Website and any purpose related thereto, including to provide benefits analysis, generate reports, facilitate quoting and enrollment, improve our services, and archive or make backups of the Website.

You warrant that any User Generated Content that you submit to the Website will not violate the rights of third parties or violate any applicable law. You agree that you are solely responsible for any User Generated Content that you submit to the Website.

Ignition Benefits reserves the right to remove User Generated Content without prior notice and may, at its sole discretion, remove User Generated Content that it determines violates the terms of this Agreement.

Insurance and Benefits Disclaimers

  • Ignition Benefits is a licensed insurance brokerage. All insurance products are subject to the terms and conditions of the applicable insurance policy. Ignition Benefits does not guarantee that any particular insurance product or coverage level will be available to you.
  • Benefits analysis scores, overspend estimates, risk assessments, and recommendations generated by the Website are based on the information you provide and publicly available data. They are intended as informational tools and do not constitute binding quotes or guarantees of coverage or savings.
  • Actual insurance quotes, premiums, and coverage terms are determined by insurance carriers through their underwriting processes and may differ from estimates provided through the Website.
  • Ignition Benefits is not responsible for the solvency, claims-paying ability, or actions of any insurance carrier.

Copyright Policy

The Website and all content within it are © 2026 Ignition Benefits LLC. Ignition Benefits respects the intellectual property rights of others and is committed to helping third parties protect their rights. Users are prohibited from posting content that violates another party's intellectual property rights.

If you believe that a user of Ignition Benefits has infringed upon your copyright rights, please provide Ignition Benefits with a notice of copyright infringement in compliance with § 512 of the Digital Millennium Copyright Act. Notifications of copyright infringement may be submitted to:

Ignition Benefits LLC Email: legal@ignitionbenefits.com

401 Wilshire Boulevard, 12th Floor, Santa Monica, California 90401

Prohibited Uses

You expressly agree that you will not use the Website to violate any law, statute, ordinance, regulation, or treaty, to violate the rights of third parties, or for a use outside of the customary and intended purposes of the Website.

Specifically, you are prohibited from:

  • Submitting false, misleading, or fraudulent information, including falsified employee census data, company information, or benefits plan details, for the purpose of obtaining inaccurate quotes or analysis
  • Posting or transmitting content that infringes upon the intellectual property rights of others
  • Posting content that is offensive, defamatory, derogatory, pornographic, or obscene
  • Posting content that promotes hate, violence, harassment, stalking, discrimination, or terrorism
  • Using the Website to impersonate another person or entity
  • Using a robot, spider, scraper, or other automated technology to access the Website
  • Imposing a disproportionate load on the Website or its server infrastructure
  • Attempting to gain access to the private data or Personal Information of other Website users
  • Circumventing Ignition Benefits' technological and physical security measures
  • Suggesting an affiliation with or endorsement by Ignition Benefits without written permission
  • Using the Website to collect Personal Information from others without their consent

If you encounter content or witness behavior that you believe is inappropriate and violates this Agreement, you may report it to Ignition Benefits by sending an email to legal@ignitionbenefits.com.

Third-Party & Affiliate Links

You understand that the Website may contain links to third-party websites, applications, or services that Ignition Benefits does not own or control. You agree that Ignition Benefits will not be held responsible or liable for the content of third-party websites, applications, products, or services and that Ignition Benefits' inclusion of those websites, applications, products, or services within its Website does not constitute Ignition Benefits' endorsement of, recommendation of, or affiliation with any of those websites, applications, products, or services.

No Endorsement

From time to time, Ignition Benefits may refer to insurance carriers, benefits providers, commercial products, processes, services, or websites. Any reference is not intended to be an endorsement or statement that the information provided by the other party is accurate. The views and opinions of affiliates, contributors, and others expressed on this Website do not necessarily state or reflect those of Ignition Benefits.

Term and Termination

This Agreement will remain in full force and effect so long as the Website is in operation. Ignition Benefits may terminate this Agreement without liability at any time, without notice, and for any reason, including but not limited to for your violation of a term or condition of this Agreement.

Disclaimer of Warranties

YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK. YOU UNDERSTAND THAT WE DO NOT GUARANTEE THE ACCURACY, SAFETY, INTEGRITY, OR QUALITY OF THE WEBSITE AND YOU HEREBY AGREE THAT YOU MUST EVALUATE AND BEAR ALL RISKS ASSOCIATED WITH USE OF THE WEBSITE, INCLUDING ANY RELIANCE ON THE ANALYSIS, SCORES, RECOMMENDATIONS, AND INFORMATION PROVIDED THROUGH THE WEBSITE.

IGNITION BENEFITS PROVIDES THE WEBSITE, PRODUCTS, AND SERVICES ON AN AS-IS BASIS AND WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, COMPLETENESS, NON-INFRINGEMENT, OR QUALITY. SOME JURISDICTIONS DO NOT ALLOW AN EXCLUSION OF IMPLIED WARRANTIES. IF YOU ARE LOCATED IN SUCH A JURISDICTION, THIS EXCLUSION MAY NOT APPLY.

IGNITION BENEFITS WILL NOT BE HELD LIABLE OR RESPONSIBLE TO YOU FOR ANY LOSS AND TAKES NO RESPONSIBILITY FOR, AND WILL NOT BE LIABLE TO YOU FOR, ANY LOSSES, DAMAGES, OR CLAIMS ARISING FROM: (A) USER ERROR OR INACCURATE INFORMATION PROVIDED BY YOU; (B) SERVER FAILURE OR DATA LOSS; (C) UNAUTHORIZED ACCESS OR USE; (D) ANY UNAUTHORIZED THIRD-PARTY ACTIVITIES, INCLUDING WITHOUT LIMITATION THE USE OF VIRUSES, HACKING, PHISHING, OR OTHER MEANS OF ATTACK AGAINST THE WEBSITE; (E) DECISIONS MADE BY INSURANCE CARRIERS REGARDING UNDERWRITING, COVERAGE, OR CLAIMS; OR (F) DIFFERENCES BETWEEN ESTIMATED AND ACTUAL INSURANCE PREMIUMS, COVERAGE, OR SAVINGS.

IGNITION BENEFITS WILL NOT BE HELD LIABLE FOR NETWORK, INTERNET, COMPUTER, HARDWARE, OR SOFTWARE PROGRAM MALFUNCTIONS, FAILURE, DELAYS, OR DIFFICULTIES WITH THE WEBSITE AT ANY TIME.

Limitation of Liability

IGNITION BENEFITS WILL NOT BE LIABLE TO YOU UNDER ANY LEGAL THEORY FOR ANY DAMAGES, CLAIMS, INJURIES, JUDGMENTS, COSTS, OR LIABILITIES ARISING OUT OF OR RELATED TO YOUR USE OR MISUSE OF THE WEBSITE, INCLUDING BUT NOT LIMITED TO LOSS OF BUSINESS, LOSS OF INCOME, SPECIAL DAMAGES, INCIDENTAL DAMAGES, CONSEQUENTIAL DAMAGES, PUNITIVE DAMAGES, OR EXEMPLARY DAMAGES.

YOU UNDERSTAND AND AGREE THAT THE MAXIMUM AMOUNT THAT IGNITION BENEFITS CAN BE HELD LIABLE TO YOU UNDER ANY CIRCUMSTANCE IS THE AMOUNT THAT YOU PAID, IF ANY, DIRECTLY TO IGNITION BENEFITS FOR SERVICES THROUGH THE WEBSITE IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, AND IN NO CASE WILL THAT AMOUNT EXCEED $500. IF NO AMOUNT IS PAID BY YOU TO IGNITION BENEFITS, YOU AGREE THAT YOU WILL BE LIMITED TO INJUNCTIVE RELIEF ONLY UNLESS OTHERWISE PERMITTED BY LAW.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF DAMAGES. IF YOUR JURISDICTION DOES NOT ALLOW THE EXCLUSION OR LIMITATION OF DAMAGES, YOU SHOULD SEEK LEGAL COUNSEL TO UNDERSTAND YOUR LEGAL RIGHTS UNDER THE LAW.

Indemnification

You agree to hold harmless, indemnify, and defend Ignition Benefits, its officers, employees, agents, advisors, successors, and assigns, from and against any and all claims, demands, losses, damages, rights, and actions of any kind, including but not limited to property damage, infringement, personal injury, and death, that either directly or indirectly arise out of or are related to your use of the Website, your use or provision of any services made through the Website, your reliance upon analysis or recommendations provided through the Website, your submission of User Generated Content to the Website, your provision of inaccurate or misleading information, your violation of any term or condition of this Agreement, your violation of any applicable law, or your violation of the rights of a third party.

Your obligation to defend Ignition Benefits under the terms of this Agreement will not provide you with the right to control Ignition Benefits' defense, and Ignition Benefits reserves the right to control its defense and choose its counsel.

No Assignment

You acknowledge and agree that you are prohibited from assigning your rights and obligations under this Agreement. Ignition Benefits may assign its rights and obligations under this Agreement at any time, including but not limited to in a sale of the business or Website.

Jurisdiction, Governing Law, and Resolution of Disputes via Arbitration

This Agreement will be interpreted, governed, construed, and enforced in accordance with the laws of the United States of America and the State of California without giving effect to any conflicts of laws principles. The parties submit to and agree to personal jurisdiction in California.

Please read the terms of this Section (this "Arbitration Agreement") carefully. It is part of your contract with Ignition Benefits and affects your rights. It contains procedures for MANDATORY BINDING ARBITRATION, A CLASS ACTION WAIVER, AND A WAIVER OF TRIAL BY JURY.

(a) Applicability of Arbitration Agreement. Except as otherwise specifically provided in Paragraph (n) of this Arbitration Agreement, any dispute, controversy, or claim, whether at law or equity, arising out of or relating in any way to these Terms and use of the Website or Services that cannot be resolved informally or in small claims court, including the breach, termination, enforcement, interpretation, or validity of these Terms and the determination of the scope or applicability of this Arbitration Agreement, shall be resolved by binding arbitration on an individual basis under the terms of this Arbitration Agreement.

(b) Notice Requirement and Informal Dispute Resolution. Before any party may seek arbitration, the party must first send to the other party a written Notice of Dispute (a "Notice") describing the nature and basis of the claim or dispute, and the requested relief. Any Notice to Ignition Benefits shall be sent to legal@ignitionbenefits.com. After Notice is received, you and Ignition Benefits may attempt to resolve the claim or dispute informally. If you and Ignition Benefits do not resolve the claim or dispute within thirty (30) calendar days after such Notice is received, either party may begin an arbitration proceeding.

(c) Arbitration Rules. Arbitration shall be administered by ADR Services, Inc. ("ADR Services") or, if unavailable, JAMS, and held before a sole arbitrator. The arbitration shall be binding with no right of appeal. The costs of arbitration, including the arbitrator's fees, shall be borne equally by the parties to the arbitration, unless required under applicable law, otherwise ordered by the arbitrator, or agreed upon by the parties. Judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.

(d) Non-Appearance Based Arbitration. To the extent permitted by applicable arbitration rules, if non-appearance arbitration is elected by both parties, the arbitration shall be conducted by telephone, online, and/or based solely on written submissions.

(e) Time Limits. If you or Ignition Benefits pursue arbitration, the arbitration action must be initiated within the applicable statute of limitations.

(f) Authority of Arbitrator. The arbitrator will decide the rights and liabilities, if any, of you and Ignition Benefits. The arbitrator shall have the authority to award monetary damages and to grant any non-monetary remedy or relief available to an individual under applicable law. The arbitrator shall issue a written award and statement of decision. The award of the arbitrator is final and binding.

(g) Waiver of Trial. THE PARTIES HEREBY WAIVE THEIR CONSTITUTIONAL AND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY, instead electing that all claims and disputes shall be resolved by arbitration.

(h) Waiver of Class or Consolidated Actions. UNLESS OTHERWISE REQUIRED UNDER APPLICABLE LAW, ALL CLAIMS AND DISPUTES MUST BE ARBITRATED OR LITIGATED ON AN INDIVIDUAL BASIS AND NOT ON A CLASS BASIS. CLASS, MASS, CONSOLIDATED, COMBINED, OR REPRESENTATIVE ACTIONS, ARBITRATIONS, OR PROCEEDINGS AS A PRIVATE ATTORNEY GENERAL ARE NOT PERMITTED.

(i) Confidentiality. All aspects of the arbitration proceeding shall be strictly confidential, unless otherwise required by applicable law.

(j) Severability. If any part of this Arbitration Agreement is found to be invalid or unenforceable, such part shall be severed and the remainder shall continue in full force and effect.

(k) Survival. This Arbitration Agreement will survive the termination of your relationship with Ignition Benefits.

(l) Small Claims Court. Notwithstanding anything to the contrary, either you or Ignition Benefits may bring an individual action in small claims court.

(m) Claims Not Subject to Arbitration. Claims of defamation, violation of the Computer Fraud and Abuse Act, and infringement or misappropriation of the other party's patent, copyright, trademark, or trade secret shall not be subject to this Arbitration Agreement.

(n) Courts. In the event any litigation should arise in any state or federal court in connection with this Agreement, the parties hereby agree to submit to venue in and the personal jurisdiction of the courts located within Los Angeles County, California.

Class Action / Jury Trial Waiver

WITH RESPECT TO ALL PERSONS AND ENTITIES, ALL CLAIMS MUST BE BROUGHT IN THE PARTIES' INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION, COLLECTIVE ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR OTHER REPRESENTATIVE PROCEEDING. YOU AND IGNITION BENEFITS ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO BRING, JOIN, OR PARTICIPATE IN A CLASS ACTION.

Severability

If any provision of this Agreement is found to be invalid or unenforceable for any reason whatsoever, the remaining provisions will remain valid and unimpaired and will continue in full force and effect.

Integration

Ignition Benefits hereby incorporates its Privacy & Cookie Policy and Copyright Policy into this Agreement. This Agreement and its incorporated policies constitute the entire agreement between the parties with respect to the use of the Website.

No Waiver

No term or provision of this Agreement will be deemed to have been waived and no breach will be deemed to have been consented to unless said waiver or consent is in writing and signed by the party to be charged.

Children's Online Privacy Protection

The Website is not directed to persons under the age of eighteen (18) and Ignition Benefits will not knowingly collect personally identifiable information from children under the age of eighteen (18). If Ignition Benefits inadvertently collects such information, it will delete it in accordance with its security protocols.

Limitation on Actions

IGNITION BENEFITS AND YOU BOTH AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE WEBSITE MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. FAILURE TO ASSERT SAID CAUSE OF ACTION WITHIN ONE YEAR WILL PERMANENTLY BAR ANY AND ALL RELIEF.

Reservation of Rights

All rights not expressly granted herein are reserved to Ignition Benefits.

Contact and Notice

Any notice required by this Agreement must be in writing and must be emailed to: legal@ignitionbenefits.com

Ignition Benefits LLC California, United States

401 Wilshire Boulevard, 12th Floor

Santa Monica, California 90401

310-933-9891