Illinois employee benefits broker
Illinois Employee Benefits Broker for Growing Teams
One carrier writes almost nine out of ten small group plans in Illinois, so most employers never see a competing bid. Ignition prices your team against the rest of the market.
Renewals in Illinois arrive without a reason attached.
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Why choose an Illinois-based employee benefits broker
What Ignition does differently in Illinois
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Get your free Illinois employee benefits assessment today.
Simple Benefits Broker Review Process
How to choose an employee benefits broker in Illinois
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I got robbed. I was too busy to notice.
How AWM saved $156,914 in 30 minutes.
Customer stories
AWM used Ignition to negotiate their 2026 insurance renewal, lowering costs by 22% compared to their initial increase.
Light Labs turned a 21% increase into an 8% decrease, $113,115 in savings, and better coverage across the board.
Ignition consolidated everything into Gusto, set it up before open enrollment, and now runs the day-to-day benefits admin so Mango's team doesn't have to.
Related Resources
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Frequently asked questions
Yes. Ignition Benefits does business as Ignition Insurance Solutions, NPN #22134889, licensed in Illinois.
Yes. You sign a Broker of Record letter, while your carrier, network, and payroll stay the same. There's no obligation.
We benchmark every carrier writing small group business in Illinois against your company's own data, not just the incumbent.
Yes. Unlike most states, the Illinois Continuation Law applies to fully insured group and HMO plans regardless of group size. Eligible employees get 12 months, raised from nine by a 2009 amendment.
On average about 20% in the first year, based on Ignition client data. In Illinois, most of that comes from testing the incumbent's renewal against carriers employers here rarely get quoted.
No. Switching requires a Broker of Record letter. Your carrier, network, and payroll stay the same.
Nothing upfront. The assessment is free and there's no commitment.
Ideally four to six months out. A Broker of Record change can happen outside your renewal window, so you don't necessarily have to wait until next year.
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