The Ignition Blog

Straight talk on benefits, costs, and what your broker isn't telling you.
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Health insurance
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Comparisons
Alternatives to Employer Health Insurance: 6 Options for 2026

Explore alternatives to employer health insurance and compare costs, tax treatment, risks, and eligibility to find the right option for your team.

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Health insurance
How to Read an Insurance Quote: A Step-by-Step Guide (2026)

Learn how to read a group health insurance quote, understand costs and coverage, spot red flags, and compare quotes before choosing a plan.

Best Employee Benefits Platform in 2026: 7 Platforms Ranked
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Comparisons
Best Employee Benefits Platform in 2026: 7 Platforms Ranked

Compare the 7 best employee benefits platforms of 2026 by features, price, and customer reviews, so you can choose the right fit for your team.

how does an insurance broker get paid
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Health insurance
How Does an Insurance Broker Get Paid? 4 Payment Models Explained

Understand how insurance brokers get paid, from commission structures and fees to bonuses, overrides, and compensation disclosures.

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Health insurance
How Much Do Insurance Agents Make Per Policy? (2026 Rates)

Learn how much insurance agents make per policy, how commissions work, and what brokers earn on group health plans.

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Broker of Record Letter Template (Free Sample and Guide)

A broker of record (BOR) letter is a signed document that names your new insurance broker with a carrier, transferring service rights without changing your plan.

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Comparisons
Nava Benefits Reviews 2026: Features, Pricing, Pros & Cons

Nava Benefits holds a 4.8 out of 5 rating on G2 from 67 reviews, praised for responsive service and its app, with complaints on app gaps and rep turnover.

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Benefits broker
Justworks Pricing 2026: Plans, Costs, and Hidden Fees

Justworks payroll pricing starts at $8/employee/month plus a $50 base fee. Its PEO plans cost $79-$109/employee/month, with benefits priced separately.

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Health insurance
How to Reduce Healthcare Costs for Employers in 2026

To reduce healthcare costs, employers can change plan funding, audit the full carrier market at renewal, redesign plan tiers, and cut broker commission waste.